What's inside
Developed by Sunrate and Mastercard, this white paper defines Agentic Global Payments and maps where AI agents are already reshaping the B2B payment lifecycle, from procurement to reconciliation.
• 10 processes reshaped along the payment lifecycle
• 16 critical pain points that agentic AI can systematically address
• 13 practical agentic AI use cases across the payment journey
• 4 Key considerations for AI deployment
• 3 actions for business leaders shaping their AI transformation roadmap
Why read it
• Built on real data
Market forecasts from Juniper and Gartner, adoption figures from Cisco, and Mastercard's own aggregated transaction insights.
• First-hand leadership perspective
Mastercard and Sunrate executives on trust, autonomy, and what comes next for B2B payments.
• Grounded in real workflows
Before-and-after breakdowns across OTA, international trade, and e-commerce, showing exactly what changes.
Key insights
• From automation to autonomy
Payments are entering a third phase, where AI moves from supporting decisions to executing them within defined control. In 2025, 85% of enterprises say they will use AI agents.
• B2B is where agentic payments accelerate fastest
Agentic payment volume in B2B is projected to grow at roughly 335% a year over the next five years, far outpacing consumer growth as enterprise adoption matures.
• Trust and experience are the twin engines
Credential protection, intent capture, and “Know Your Agent” (KYA) are what let businesses delegate to AI agents with genuine confidence.